To get an offer to sell your house just fill out this form:

 

Full Name:
Email:
Address:
City:St:Zip:
Phone:   Cell:
Square feet:  Bed: Bath:
Currently owed:
Monthly payment:Paymnts behind:
Estimated value:Yrs since finance:
Why you are selling:
Least would take cash:
Describe condition:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1.  Avoid foreclosure

 

When faced with foreclosure, a lot of homeowners aren’t sure where to turn. The stress from a foreclosure combined with any other financial difficulties that they may be having is enough to make some of them accept defeat and let their house be auctioned off. Foreclosure was probably the last thing on their mind when they purchased the house and now that they’re facing it, they don’t know what their next move should be. There are however, lots of ways that foreclosure can be avoided. Some are complex than others but it’s important to know what they are so you can do everything in your power to avoid foreclosure.

 

 

 

2.  How to avoid foreclosure.

 

In order to stop your house from going into foreclosure, you should prevent your bank from filing a Notice of Default. Most banks will start the foreclosure process if you haven’t resolved the matter in a reasonable amount of time; however they often prefer to help homeowners that fall behind to keep making payments.

 

Contact your lender when it becomes apparent that you won’t have the money for the next mortgage payment so they know you’re serious about getting their money. If you ignore their attempts to get in touch with you, it can encourage them to begin foreclosure proceedings.

 

 

 

2.1  Letting you pay later.

 

Your bank or lending institution may decide to cut you some slack and hold off on the foreclosure proceedings if it will help you get your mortgage back on track. During that time period, you can work out some sort of payment plan with your lender or find another way to bring your payments current. You will usually some kind of proof that you will have money in the near future in order to pull this one off. If your lender isn’t convinced that you will be faithful with your payments in the future, they probably won’t cut you any slack.

 

 

 

2.2  Skipping a payment.

 

Occasionally, lenders will let a homeowner miss a mortgage payment or two. One of the reasons that they might possibly agree to something like this is if they know the homeowner can keep making future payments but absolutely cannot afford to pay the few they’ve missed. This is an extremely rare situation so don’t put too much effort into this trying to convince you’re lender to forgive any debt.

 

 

 

2.3  Spreading your payments.

 

One of things your lender might suggest is paying a small portion of the missed payment every month along with that month’s payment until you’re current. This can be a good way for you to get back on track with your mortgage without having to pay any large sums of money at once.

 

 

 

2.4  Adjusting your loan.

 

In most cases, your lender will only let you adjust your loan if that was in the terms of your agreement with them. There a couple different changes that they can make on your mortgage. They could adjust your interest rate (lowering it so you can afford the payments) or the length of the loan (15-year to 30-year, etc). It all depends on your lender and what changes they are willing to make.

 

 

 

2.5  Getting an additional loan.

 

There are certain government lenders that you can go to for a stop foreclosure loan. The money from this loan can be used to pay any missed payments and bring your mortgage up date. If you don’t qualify, you can try to getting a private loan through another lender. However, if the mortgage on your house is imminent and you’re only getting an additional loan to postpone the foreclosure, then applying for more loans may not be the best idea.